Do any of these apply to you:

Behind on your mortgage?

Facing foreclosure?

Current, but struggling to make your payment?

Unable to refinance?

Owe more than your property is worth?

Have an adjustable rate mortgage that will adjust soon?

Straight Talk From Surefire Home Retention?

Are you searching for a solution to your personal housing crisis, so you can get back on track with your life? If so, then you are in the right place.

You’ve probably heard the so-called “expert” advice from TV pundits: “..call your bank to negotiate. They want you to keep your house.”

Well, chances are they haven’t been in your shoes, but I have.  And what these so-called experts don’t bother to tell you is the turmoil you have to go through when trying to work with your lender. You get bounced around to different departments, put on hold for hours on end, hassled by the collection department, forgotten by loss mitigation and lost in the confusion.

Even worse, many lenders won’t even talk to proactive borrowers trying to prevent default until they go late on their mortgage and damage their credit.

Not only that, but according to the US government, over 60% of borrowers with lender initiated loan modifications end up falling behind again within a year. However, what you don’t hear about that statistic, is that for many loan modifications, the borrower is given a higher payment than before! It’s no wonder people slip back into foreclosure with such poor loan modifications.

This site is committed to informing property owners about the inner workings of the “lending” business and  to level the playing field

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